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The North American Actuarial Journal (NAAJ)

Editorial Board   Editor     Harry H. Panjer, FSA, CERA, FCIA, Hon FIA, PhD University of Waterloo (Canada) Co-Editors     Jeremy Gold, FSA, CERA, FCA PhD Jeremy Gold Pensions Bruce L. Jones, FSA, FCIA, PhD University of Western Ontario (Canada) Mary R. Hardy, FSA, CERA, FIA, PhD University of Waterloo (Canada) Elias S. W. Shiu, ASA, PhD University of Iowa Eli N. Donkar, ASA, MAAA, PhD Social Security Administration   Associate Editors     Doug Andrews, MBA, FCIA, FSA, CFA University of Waterloo (Canada) A. Grant Hemphill, FSA, MAAA Van Elsen Consulting, Inc. Howard J. Bolnick, FSA, MAAA, Hon FIA InFocus Financial Group Inc. William Hsiao, FSA, MAAA, PhD Harvard University Robert L. Brown, FSA, FCIA, ACAS, Hon FIA, PhD University of Waterloo (Canada) Clive L. Keatinge, FCAS, MAAA Insurance Services Office, Inc. Enrique de Alba, ASA, PhD ITAM (Mexico City) and University of Waterloo (Canada) Martin K. le Roux, FSA, FIA, FCIA ING Institutional Markets David Dickson, FFA, FIAA, PhD University of Melbourne (Australia) David X. Li, ASA, PhD Barclays Capital Hans U. Gerber, ASA, PhD University of Lausanne (Switzerland) X. Sheldon Lin, ASA, PhD University of Toronto (Canada) Luke N. Girard, FSA, FCIA, MAAA RGA Reinsurance Company Gary G. Venter, FCAS, MAAA Guy Carpenter & Co. Inc. Richard J. Verrall, Hon FIA, PhD City University (London)   Honorary Advisory Board     Patrick L. Brockett, PhD University of Texas at Austin Edward W. Frees, FSA, PhD University of Wisconsin-Madison Samuel H. Cox, FSA, MAAA, PhD University of Manitoba   Staff     Kathryn Wiener Senior Communications Associate

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