Editorial

• The Times They are A-Changin'

Feature Articles

• Comparing Credibility Estimates of Health Insurance Claims Costs
• Gilbert W. Fellingham, H. Dennis Tolley, and Thomas N. Herzog

• A Model for Coronary Heart Disease and Stroke with Applications to Critical Illness Insurance Underwriting I: The Model
• Angus S. Macdonald, Howard R. Waters, and Chessman T. Wekwete

• A Model for Coronary Heart Disease and Stroke with Applications to Critical Illness Insurance Underwriting II: Applications
• Angus S. Macdonald, Howard R. Waters, and Chessman T. Wekwete

• Optimal Design of a Perpetual Equity-Indexed Annuity
• Kristen S. Moore and Virginia R. Young

Papers from the Current Pension Actuarial Practice in Light of Financial Economics Symposium

• Pension Funds and the U.K. Economy
• C. Jon Exley

• Retirement Benefits, Economics and Accounting: Moral Hazard and Frail Benefit Designs
• Jeremy Gold

• Measuring Terminable Postretirement Obligations
• Jeffrey P. Petertil

• Discussions of Papers Already Published
• "Equity Risk Premium: Expectations Great and Small"
• Discussion by Shane F. Whelan
• Authors' Reply

• "Further Analysis of Future Health Care Costs"
• Discussion by Beda Chan

• "A Note on the Myers and Read Capital Allocation Formula"
• Discussion by Hans U. Gerber

• "Disruption of a Managed Competition Environment by Low-Ball Premium Bids:
• The Minnesota State Employee Group Insurance Program"
• Discussion by Timothy R. Ross

Upcoming Conference/Call for Papers

• Second Brazilian Conference on Statistical Modelling in Insurance and Finance