Experience Studies – Individual Life

2008 Valuation Basic Table (VBT) Report & Tables

The VBT Team has completed their work on the 2008 VBT. The report details this work and the values can be found in the accompanying appendices.

The tables include temporary smoking status unknown tables to be used until all issues relating to these tables are resolved. All table changes were outlined in the following document:

Changes Made to the Tables

Data Validation, Underwriting Criteria and Experience Analysis Team Reports

Following is the document that covers these three reports:

PM POG Interim Report