Experience Studies
Experience Studies in Group Life
2005 Group Term Life Waiver Reserve Table Report
The Group Life Insurance Experience Committee of the Society of Actuaries has completed the 2005
Group Term Life Waiver Reserve Table Report. There were several compelling reasons to develop a new experience
study and table, not the least of which was that 35 years is a long interval for any study. The Committee wanted
the new table to represent a broad cross–section of the industry and solicited data from nearly every group
life carrier. Twenty–four companies contributed, but the Committee had to exclude data from six for various
reasons.
Please note, the tables associated with this study can be found both within the Adobe Acrobat
version of the report and as stand–alone Excel tables for your convenience.