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Simple Life Expectancy Calculator

Simple Life Expectancy Calculator

The Society of Actuaries (SOA) is pleased to make available a helpful tool for calculating the life expectancies of an individual and/or couple at different ages. The life expectancies are based on either the SOA Annuity 2000 or Social Security Administration Tables—the calculator allows a user to select either one. The calculator was created by Mary Pat Campbell, FSA and she has graciously donated it to the SOA.

If you have any questions or comments regarding this tool, please contact Steven Siegel, SOA Research Actuary at

Disclaimer for Software Posted on Web site

Important: The Life Expectancy Calculator ("Software") posted on this site is the property of the Society of Actuaries ("SOA") and is protected under U.S. and international copyright laws. It was created by Mary Pat Campbell.

The Software has been donated FOR EDUCATIONAL USE ONLY. SOA makes the Software available to individual users for their personal use on a non–exclusive basis. No commercial use, reproduction or distribution is permitted whatsoever.

SOA and the authors make no warranty, guarantee, or representation, either expressed or implied, regarding the Software, including its quality, accuracy, reliability, or suitability, and HEREBY DISCLAIM ANY WARRANTY REGARDING THE SOFTWARE'S MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE. SOA and the author make no warranty that the Software is free from errors, defects, worms, viruses or other elements or codes that manifest contaminating or destructive properties. In no event shall SOA or the author be liable for any damages (including any lost profits, lost savings, or direct, indirect, incidental, consequential or other damages) in connection with or resulting from the use, misuse, reliance on, or performance of any aspect of the Software including any instructions or documentation accompanying the Software. SOA and the author make no representation or warranty of non–infringement of proprietary rights of others with respect to the Software. The entire risk as to the uses, outputs, analyses, results and performance of the Software is assumed by the user. This Disclaimer applies regardless of whether the Software is used alone or with other software.