This analysis will primarily focus on the individual, non-group market. In order to plan for the impact that these currently uninsured individuals will have on the health insurance markets, it will be important to understand their costs relative to the costs for people already enrolled, for whom many health insurers have experience and data.

This session will cover the employer shared responsibility requirements under the Patient Protection and Affordable Care Act (PPACA), and the analysis of these “pay or play” regulations as they affect employer-sponsored health plans.

This session presents information on state initiatives on Medicaid and other topics.

This session discusses suggestions and resources for supporting personal education and professional growth.

From ReFocus 2010, held on February 28-March 3, 2010, in Lake Las Vegas, NV. This session discusses insurance industry trends the author anticipates will occur over the short term due to recent financial crisis.

In this session, the speakers discuss the various proposals and changes within the NAIC, ACLI, AAA, FASB and IASB. The primary emphases is on reserve, capital, and accounting requirements or changes both in the U.S. and internationally. The speakers discuss what has been approved, still being proposed and any potential changes or proposals in the horizon.

2010 Seminar - How Will PBA Rock Your World?, Tampa. This session discussed what is important to regulators, what concerns regulators about PBA, how PBA will help regulators, regulators' PBA wish list, the road to today's Valuation Manual, and the focus of future examinations.

From ReFocus 2010, held on February 28-March 3, 2010, in Lake Las Vegas, NV Slides from a presentation discussing the future of life insurance and annuity products, over the next five to ten years.

From ReFocus 2010, held on February 28-March 3, 2010, in Lake Las Vegas, NV This session provides an overview of Solvency II, including the status of implementation in and impact for companies operating in Europe. Includes a discussion of role economic capital, corporate governance,and regulators play in enterprise risk management

From ReFocus 2010, held on February 28-March 3, 2010, in Lake Las Vegas, NV Slides from a session discussing lessons learned in risk management by the insurance industry from the recent financial crisis.