The main elements of the current US, Canadian and proposed Solvency II regulatory capital regimes for property and casualty insurance companies are compared in this paper.

The purpose of paper is to outline and illustrate some of the more important differences among the current US and Canadian regulatory capital regimes and the standard formula of the Solvency II framework using a hypothetical term-life insurance portfolio as an example.

Capitalization and reserve requirements for life insurance companies continue to evolve in the US, Canada, and Europe. Multi-national companies face the challenges of dealing with different requirements today and anticipating what the requirements may be in the next few years. The panelists will discuss the challenges of dealing with evolving requirements and offer their perspective on what may be ahead. At the conclusion of the session, attendees will be able to describe the challenges presented by evolving reserve and capital requirements.

Slides from a presentation at the Society of Actuaries 2007 Annual Meeting, held in October, 2007 in Washington, D.C. Two topics were presented: 1. Discussion of marketing life and annuity products in banks in the USA and globally 2. credit insurance: marketing efforts including sales history and loss ratio history

Slides from a presentation at the Society of Actuaries 2007 Annual Meeting, held in October, 2007 in Washington, D.C. Discussion of population mortality experience and forecast in the USA, Canada, and the UK. Also some comparisons of population mortality improvement to insured lives mortality improvement. Also discussion of longevity risk and the implications for pension plancs

Breakfast discussion from the 2009 Health Spring Meeting which was moderated by Shirley Hawkins compared the Canadian, U.S. and European UK health care systems with a focus on Canada's system.

Breakfast discussion from the 2009 Health Spring Meeting which was moderated by Shirley Hawkins compared the Canadian, U.S. and European UK health care systems with a focus on Canada's system.

Actuaries have played prominent public roles in the development of occupational pension plans and social security arrangements in Canada. These roles include advising governments and government-appointed committees about regulatory structures, establishing funding standards, actively participating in regulatory functions, and pioneering valuation work for pension plans covering public sector employees. From NAAJ, October 1999, Volume 3, Number 4.

This paper studies the solvency of an insurance firm in the presence of underwriting cycles. A small or medium-size insurance company with a price-taker position in the market is considered. Its premium income is assumed to obey an auto regressive process with cycles.

In this paper the authors examine the basis risk in index longevity hedges for pension funds. They argue that it is important not to ignore the dependence between the population underlying the hedging instrument and the population being hedged.