Financial Wellness Essay Collection

This collection of essays provides a thought-provoking array of views and perspectives related to financial wellness. Financial wellness concepts and programs have become an increasingly important area for both employers and employees to consider as greater responsibility for financial planning and retirement security has been shifted to individuals. This essay collection was sponsored by the Society of Actuaries’ Committee on Post-Retirement Needs and Risks (CPRNR) and is part of an ongoing essay series exploring different topics related to managing post-retirement risks.

Download complete essay collection or browse individual articles below.

Prize Winners

First Prize

Calculating ROI: Measuring the Benefits of Workplace Financial Wellness
Gregory Ward

Second Prize

Fighting Procrastination for Financial Wellness: Harness the Power of Inertia
Tianyang Wang

What Makes a Workplace Financial Wellness Program Successful?
Julie Stich

Third Prize

Using Sound Actuarial Principles to Enhance Financial Well-Being
Ken Steiner

My Financial Wellness Solution: The 401(k) as a Lifetime Financial Wellness Solution
J. M. “Jack” Towarnicky

Financial Well-Being as a Technology Solution
Scot Marcotte and John Larson

Contents

Introduction

Calculating ROI: Measuring the Benefits of Workplace Financial Wellness
Gregory Ward

Fighting Procrastination for Financial Wellness: Harness the Power of Inertia
Tianyang Wang

What Makes a Workplace Financial Wellness Program Successful?
Julie Stich

Using Sound Actuarial Principles to Enhance Financial Well-Being
Ken Steiner

My Financial Wellness Solution: The 401(k) as a Lifetime Financial Wellness Solution
J. M. “Jack” Towarnicky

Financial Well- Being as a Technology Solution
Scot Marcotte and John Larson

A Framework for Multilayered Post-Retirement Financial Planning Strategy: Critical Assessments of Individual Needs and Available Resources
Joonghee Huh

Time to Ditch the Three-Legged Stool Analogy for Retirement and Replace it With a Two-Picture Analogy: A Mailbox and a Piggy Bank
Barry Kozak

Save and Grow: Considerations for Future Financial Freedom
Ramandeep Nagi

Don’t Forget the Role of Families in Lifetime Financial Security
Anna Rappaport

Practical Issues in Financial and Life Management for the Late-in-Life Population
Anna Rappaport and Sally Hass

Personal Risk Manager: Driver of Resilience
Max J. Rudolph

Practical Insights Into Financial Wellness
Zenaida Samaniego

Retirement Readiness and the Value of Future Social Security Benefits
John A. Turner