Essays

Financial Wellness Essay Collection
This collection of essays provides a thought-provoking array of views and perspectives related to financial wellness. Financial wellness concepts and programs have become an increasingly important area for both employers and employees to consider as greater responsibility for financial planning and retirement security has been shifted to individuals. This essay collection was sponsored by the Society of Actuaries’ Committee on Post-Retirement Needs and Risks (CPRNR) and is part of an ongoing essay series exploring different topics related to managing post-retirement risks.

(Published April 2017)


Diverse Risks Essays Collection
The Society of Actuaries’ Committee on Post-Retirement Needs and Risks (CPRNR) has been researching and seeking solutions for managing post-retirement risks for nearly 20 years. The SOA is pleased to share this collection of essays, which explore the diverse risks associated with defined contribution plan risk management strategies; decumulation strategies for retirement; and long-term care financing.


Data Visualization Essays
The Society of Actuaries is pleased to provide this collection of articles on data visualization. This collection is designed to encourage new ways to communicate actuarial work through data visualization techniques.


Predictive Analytics Articles
The Society of Actuaries is pleased to provide these selected examples of predictive analytics work in actuarial practice from a recent Call for Articles.  The Articles give insights on the growing number of ways the actuarial profession is using these methods in affecting business decisions.


Risk Management Part Five – How to Review an ORSA
The Joint Risk Management Section of the Society of Actuaries (SOA), the Casualty Actuarial Society (CAS) and the Canadian Institute of Actuaries (CIA) are pleased to release our fifth essay e-book, this time addressing “How to Review an ORSA.”


Investment Fallacies
The Investment Section is pleased to release our essay e-book, “Investment Fallacies.” This e-book contains 16 topical essays that express the opinions and thoughts of a number of authors on the subject.


Incentive Compensation—The Critical Blind Spot in ERM Today
The Joint Risk Management Section of the Society of Actuaries (SOA), the Casualty Actuarial Society (CAS) and the Canadian Institute of Actuaries (CIA), in collaboration with the International Network of Actuaries in Risk Management (IN-ARM), are pleased to release our fourth essay e-book, this time addressing “Incentive Compensation—The Critical Blind Spot in ERM Today.”


Risk Metrics for Decision Making and ORSA
The Joint Risk Management Section of the Society of Actuaries (SOA), the Casualty Actuarial Society (CAS) and the Canadian Institute of Actuaries (CIA), in collaboration with the International Network of Actuaries in Risk Management (IN-ARM), are pleased to release our third essay e-book, this time addressing “Risk Metrics for Decision Making and ORSA.”


Part 2–Systemic Risk, Financial Reform, and Moving Forward from the Financial Crisis
Systemic risk is the risk of the collapse of an entire financial system or market as opposed to risk associated with any one individual entity. Risk systems consist of social institutions, laws, processes and products designed to facilitate the transfer, sharing, distribution and mitigation/hedging of risks between various buyers and sellers. Historically, these risk systems are rarely analyzed in a manner that looks at the ability of the system to survive extreme risk events and still carry out their function–creating an ongoing market for the exchange of risk.

(Published January 2011)


Visions for the Future of the Life Insurance Sector
There are many challenges and opportunities that face the life insurance sector. While there is no one perfect vision of the future, actuaries can provide insightful views that meet the challenges and maximize the opportunities. Their deep understanding of the complexities and the risks uniquely enables them to envision the future. The SOA is pleased to share this collection of essays written about the future of the life insurance sector.

(Published November 2009)


Visions for the Future of the U.S. Health Care System
Health care reform provides an excellent platform for actuaries to demonstrate the contributions they can bring to the discussion table. The SOA is pleased to share this collection of essays as the debate over key health issues continues.

(Published June 2009)


Risk Management: The Current Financial Crisis, Lessons Learned and Future Implications
In partnership with the Casualty Actuarial Society (CAS), Canadian Institute of Actuaries (CIA), the SOA is pleased to share a collection of essays written on the current financial crisis, lessons learned and future implications.

(Published December 2008)