Long-Term Care Insurance in France Webcast


June 09, 2016

  • External Forces & Industry Knowledge

Presented by

Long Term Care Insurance Section


The need for long-term care (LTC) is a widely recognized risk among France's population of 66 million, its national and regional governments and its regulators. Over seven million people are covered through individual and group insurance policies. The elderly population is also covered by a national long-term care social insurance program.

Many insurance companies offer a wide spectrum of LTC insurance, and none of them has left the market. While the sales of new policies are rather flat, the steep decline in new sales experienced in the United States has not occurred in France.

This webcast will cover the French LTC insurance environment by presenting its unique set of products and a distribution system characterized by a wide use of bancassurance.

In January 2016, Solvency II came into effect, and French insurance companies have studied for several years the impact that this risk-based capital requirement has on their LTC insurance portfolios.

The French insurance regulatory environment is very different from that of the United States, and European Union regulations and laws also have a major impact on the LTC market in France.

The topics will be covered by two actuaries, Néfissa Sator and Khedija Abdelmoula, who each have broad LTC insurance experience.




Demonstrating the listening, writing and speaking skills required to effectively address diverse technical and nontechnical audiences in both formal and informal settings.

Professional Values

Adhering to standards of professional conduct and practice where all business interactions are based on a foundation of integrity, honesty and impartiality.

External Forces & Industry Knowledge

Identifying and incorporating the implications of economic, social, regulatory, geo-political and business changes into the design and delivery of actuarial solutions.


Initiating, innovating, inspiring, creating or otherwise acting to influence others regardless of level or role toward a common goal.

Relationship Management & Interpersonal Collaboration

Creating mutually beneficial relationships and work processes toward a common goal.

Technical Skills & Analytical Problem Solving

Applying the actuarial knowledge, skills and judgment required to provide value-added services.

Strategic Insight & Integration

Anticipating trends and strategically aligning actuarial practice with broader organizational business goals.

Results-Oriented Solutions

Providing effective problem solving that addresses relevant interests and needs.