Annuity-Based Solutions: Securing the “Golden Years” Seminar


May 09, 2018


Baltimore Marriott Waterfront
Baltimore, MD

  • Strategic Insight and Integration


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Presented by

SOA Product Development Section

Program Overview

The retirement and annuity side of our industry has up to now grown and thrived on helping future retirees accumulate and manage retirement assets. However, the science of managing those assets during the draw-down phase is much less settled. This seminar will discuss ways that our industry can best help boomer retirees (as well as members of Generations X, Y and Z) manage their draw-down phase, to ensure a secure lifetime income while also guarding against the eroding effects of inflation. Speakers will also discuss ways we might help educate sellers of our products in this area. Finally, we will explore some of the hottest new product ideas and how they may be best utilized, as well as the latest financial reporting constraints to hit our industry and the impact they are having.

Educational Objectives

At the conclusion of this seminar, attendees will:

  • Understand the reasons that effective asset accumulation strategies are often counterproductive, or at best ineffective, in the decumulation phase of retirement;
  • Understand the benefit of using at least a portion of accumulated retirement assets to purchase a fixed income stream that the annuitant is guaranteed not to outlive;
  • Be better prepared to explain the benefits of a SPIA/DIA focus to other industry practitioners within their companies; and
  • Be fully up to date on the hottest new guaranteed-income offerings in the industry, and the latest regulatory moves that have impacted this line of business.

Target Audience

All levels of actuaries involved in annuity product development, along with valuation actuaries interested in leading edge payout annuity development, and reinsurers who will be grappling with these issues.

Level of Difficulty

The seminar is designed for participants with moderate experience.





Demonstrating the listening, writing and speaking skills required to effectively address diverse technical and nontechnical audiences in both formal and informal settings.

Professional Values

Adhering to standards of professional conduct and practice where all business interactions are based on a foundation of integrity, honesty and impartiality.

External Forces & Industry Knowledge

Identifying and incorporating the implications of economic, social, regulatory, geo-political and business changes into the design and delivery of actuarial solutions.


Initiating, innovating, inspiring, creating or otherwise acting to influence others regardless of level or role toward a common goal.

Relationship Management & Interpersonal Collaboration

Creating mutually beneficial relationships and work processes toward a common goal.

Technical Skills & Analytical Problem Solving

Applying the actuarial knowledge, skills and judgment required to provide value-added services.

Strategic Insight & Integration

Anticipating trends and strategically aligning actuarial practice with broader organizational business goals.

Results-Oriented Solutions

Providing effective problem solving that addresses relevant interests and needs.