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Moderator/Presenter Information

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Christopher Allen Bartak, FSA, MAAA
VP, Product Actuary
Innovation Design Group

Chris is the lead product Actuary for Innovation Design Group, a product development company partnering with independent distribution to design annuity and other insurance products. His prior insurance company experience includes experience studies, pricing, and distribution analysis.

Nicholas E. Carbo, FSA, MAAA
Senior Consultant
Oliver Wyman

Nicholas Carbo is a Senior Consultant with the Actuarial Practice of Oliver Wyman and is based in Hartford. He has over twelve years of experience working for life and annuity carriers. His experience has included product monitoring, experience studies, financial modeling, pricing, product development, and risk management.

Jennifer L. Healy, FSA, MAAA
Vice President & Actuary of Annuity Innovation
Massachusetts Mutual Financial Group

Jen is Vice President & Actuary of Annuity Innovation at MassMutual in Springfield, MA.  She has been with MassMutual for 6 years. Prior to that, she was with The Hartford where she focused on annuity pricing & product development in both the domestic and International divisions. She enjoys combining her technical actuarial background with understanding customers and markets to create different product and packaging ideas.  In her spare time, she chases around her two young kids and loves to exercise her creative side by making their Halloween costumes and creating unique birthday cakes (though the vision in her head is almost always better than the final result, but hey, the cakes still taste good!)

Justin Kahn
Engagement Manager
Oliver Wyman

Justin Kahn in an Engagement Manager in Oliver Wyman’s insurance practice. He has led multiple DOL fiduciary rule readiness programs at clients ranging from major mutual companies to smaller annuity providers, preparing them across product, legal, and operational dimensions. In addition to his DOL work, Justin works with carriers on product development, in-force optimization, robotics process automation, and digital strategy.

Douglas L. Robbins, FSA, MAAA
Pacific Life Insurance Co

Doug Robbins, FSA, MAAA, has worked in Pacific Life's Retirement Solutions Division (RSD) for 13 years. Prior to that, he was a consultant for what is now Towers-Watson, working on all sorts of life and annuity product development and valuation products/projects. He has a master’s in statistics from Georgia Tech.

Miranda Ronghi
Annuity Program Manager
Massachusetts Mutual Life Insurance Co.

Miranda Ronghi has worked for MassMutual for five years. She is responsible for the Annuity Sales strategy which includes influencing the development and deployment of products, marketing campaigns and acting as a liaison between the field force and the home office. She is responsible for driving the annuity sales strategy as well as solving unique problems that hinder product sales. She is also heavily involved in the community, serving as the Chair for the Western Massachusetts Regional Board for Easter Seals, a nonprofit that serves the disability community.

Peter Tian
Oliver Wyman

Peter Tian is a Principal in Oliver Wyman’s Insurance practice based in New York. He has led retirement income product design and risk management advisory engagements for 10+ life insurance companies on topics spanning (i) product design and new business strategy, (ii) risk, capital, and liquidity management, (iii) hedge program development, (iv) in-force optimization, (v) predictive analytics and assumption review, and (vi) end-to-end model validations. He has also supported the NAIC since 2015 in examining and developing revisions to the US statutory reserving guidelines and capital rules for variable annuity products.