A proposed rule was published on January 5, 2018 to make it easier to create Association Health Plans (AHPs), with the goal of providing less expensive, less comprehensive coverage options for small employers and individuals who enroll in them. The plans are likely attract a healthier, younger population leaving an older, sicker population in the ACA-compliant individual and small-group markets; this would result in higher premiums and fewer plan choices. State-level regulation could mitigate adverse selection effects, but the proposed rule raises questions about the full scope of state regulatory authority. This webinar will provide an overview of the federal and state regulatory framework for AHPs and attempts to quantify the effects of an expansion of the AHP market on enrollment and morbidity in the ACA-compliant individual markets.
1.50 SOA CPD
Health Section