2025 SOA ImpACT Conference:Session 3G: Ways to Manage Your U.S. Statutory Strain (and Impress Your CFO!)-11.04.25 Recording

In today’s competitive insurance landscape, efficiently managing U.S. statutory reserves and capital are critical to maintaining your company’s financial health and driving growth. This session will explore innovative reinsurance strategies that create value for your organization, with a focus on improving new business profitability metrics. Through the lens of two case studies—life insurance (traditional coinsurance vs. structured reinsurance) and annuity (sidecar) —we will evaluate the practical implications for capital relief and financial optimization. By attending this session, you will: - Gain insights into how coinsurance agreements can reduce reserve strain by transferring risks to a reinsurer, while structured reinsurance arrangements can be tailored to balance upside sharing with downside protections. - Learn how sidecars can be used to optimize capital profiles, diversify risk, and provide strategic flexibility. - Understand the strategic trade-offs involved in these approaches and how they can align with broader financial objectives such as optimizing use of capital and managing statutory surplus. - Learn how to strategically position your company for improved financial outcomes and stakeholder satisfaction.