Saudi Arabia's healthcare landscape is undergoing a fundamental transformation in line with the ambitions of Vision 2030. This panel brings together leaders from public policy, commercial insurance, and healthcare delivery to discuss how the Kingdom is shifting from a fragmented, volume-based system to an integrated, value-based model centered on patient outcomes and sustainability. The conversation will explore how regulatory frameworks are setting the foundation for value-based care and population health management. It will also highlight how commercial insurers are adapting through innovative financing mechanisms, new product offerings such as long-term care, and partnerships with providers and digital health companies. Panelists will share perspectives on: - The impact of Vision 2030 on the health sector - The transition toward value-based care and risk-sharing models like ACOs - The role of digitalization in enabling smarter, patient-centric systems - The financial sustainability of the evolving healthcare ecosystem - The emergence of new markets and services, including long-term care and population health management This session offers global actuaries and healthcare professionals a unique lens into how a fast-evolving market like Saudi Arabia is designing the future of health-bridging policy, data, and innovation to drive measurable impact.