When Premiums Are Not Enough: Health Insurance PDRs Webcast

Premium deficiency reserves are sometimes treated as a narrow financial reporting topic, but they sit at the intersection of pricing, reserving, financial reporting, solvency, rate review, and regulatory judgment. When expected future premiums are not sufficient to cover expected claims, expenses, and required margins for a block of business, actuaries must determine whether an additional liability is required, how assumptions should be selected, how recognition should be documented, and how management, auditors, and regulators should understand the result.

This webcast provides a practical health insurance PDR case study and connects it to broader health insurance regulatory matters, including actuarial opinions, rate filings, loss ratio dynamics, RBC/solvency considerations, market exits, and the communication responsibilities of actuaries. This session is for actuaries who want more than a formula – we will focus on judgment, governance, documentation, and how to communicate PDR findings in a way that is clear, defensible, and useful.

We highly recommend registering at least one day in advance of the webcast to ensure you receive the access instructions. A confirmation with access instructions is provided shortly after registering, along with a reminder the day before and 1 hour before the webcast. If you do not receive instructions to access the webcast, please email pd@soa.org.

Please note that attendees may not record this meeting or use unauthorized recording or automated meeting tools, including AI note-taking assistants, recording bots, and similar technologies, unless expressly authorized by the event organizer. Registrants should not invite, authorize, or otherwise enable these tools to join on their behalf. Attendance is limited to registered participants only.

Participants who require assistive technology as a reasonable accommodation should contact the event organizer in advance so appropriate arrangements can be made.

Webcast Pricing

Our standard webcast pricing is the convenient way to access a single SOA webcast. Visit the webcast registration information page for details.