The Society of Actuaries’ Committee on Post Retirement Needs and Risks and the Retirement Section are pleased to make available a report providing a framework of analyses and methods that various stakeholders can use to compare and assess strategies for developing lifetime retirement income. Within the framework, the authors describe a portfolio approach that integrates Social Security, investing, retirement savings, and home equity. The report was authored by Steve Vernon, Wade Pfau, and Joe Tomlinson.
Optimizing Retirement Income by Integrating Retirement Plans, IRAs, and Home Equity
The SOA’s Committee on Post Retirement Needs and Risks would like to thank the following members of the working group for their input:
Andrew Peterson, SOA Staff Fellow
Steve Siegel, SOA Research Actuary
Barbara Scott, SOA Sr. Research Administrator
If you have any comments or questions, please send an email to