Announcement: Access the latest SOA updates on COVID-19 at

Due to unusually high email volume in Customer Service, you may experience a longer response time than usual. We apologize for any inconvenience this may cause.

2013 Individual Disability Income Valuation Table

In August 2016, the National Association of Insurance Commissioners (NAIC) approved the 2013 Individual Disability Income Valuation Table (2013 IDIVT) as the new statutory minimum reserve morbidity basis for individual disability income (IDI) policies.

The 2013 IDIVT was developed by the Individual Disability Tables Working Group (IDTWG), which was a joint committee of the Society of Actuaries (SOA) and the American Academy of Actuaries (Academy). The new table replaces the 1985 Commissioner’s Individual Disability Tables A and C as the statutory minimum reserve basis for new policies and claims.

Below are links to the work product of the joint workgroup: