Published on: August 12, 2026

Greater Asia Retirement Survey - Vietnam Market

Author: Xiao Xu , FSA, CERA, FIAA, CFA, FRM, CA, CPA, PhD

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Summary 

Residents of Vietnam show broad retirement planning engagement and strong interest in guaranteed income and health protection. However, savings adequacy, financial literacy, inflation, healthcare risks, and limited coverage for informal workers remain key challenges. 

Key Findings 

  1. Retirement planning is widespread, with Prime Age Workers leading in financial preparation. 
  2. Confidence is moderate, with 71% believing they have enough savings for retirement. 
  3. Health and inflation are major concerns, especially chronic illness, benefit cuts, and rising costs. 
  4. Savings, pensions, and family support are core income sources, alongside continued work and insurance. 
  5. Interest in guaranteed income is strong, with 75% considering lifetime annuities and high demand for health-linked protection. 

Suggested Citation 

Xaio Xu, Jae Ho. Retirement Readiness in Vietnam. Society of Actuaries Research Institute, August 2026. https://www.soa.org/resources/research-reports/greater-asia-retirement-survey/vietnam-market

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Author: Xiao Xu , FSA, CERA, FIAA, CFA, FRM, CA, CPA, PhD
Published on: August 12, 2026
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