Description: 1994 SOA Meeting, San Antonio. Panelists discussed actions they have taken or that need to be taken to produce a profitable individual DI product line. Comparisons were made to historical practices and results.

Description: This discussion is about the future of non-cancellable disability income.

Description: Presented at June 1996 Spring Meeting. In this discussion, representatives from DI companies discuss their philosophies, new products, acceptance in the marketplace and future plans.

Description: Discusses new valuation standards for credit disability insurance looking to be adopted by the NAIC.

Description: The Society of Actuaries and LIMRA have sponsored a U.S. Individual Disability Income Persistency Study. The report, authored by Cathy Ho and Steve Elek, presents the results of a study of individual disability income (“IDI”) lapse experience in the United States between observation years 2000 and 2007. This is the first report in a two-part series that will present results of a study conducted jointly by LIMRA and the Society of Actuaries (SOA) and based on data provided by 12 individual disability income insurance writers.

Description: One of the first projects undertaken by Claim Analytics was to create a model to predict return to work for group insurance claimants with long term disabilities. This report, sponsored in part by the Society of Actuaries Health Section , is a case study on creating such a model.

Description: This session from the 1983 SOA Spring Meeting covers individual disability including the definition of disability, occupational definitions, replacement ratios, social insurance offsets and contract provisions. It also reviews trends in product design and underwriting.

Description: This session from the 1984 SOA Toronto Meeting discusses the current developments related to U.S. Social Security and the Canadian governmental disability programs and their impact on today's disability insurance market, financial underwriting for group and individual disability income products and new disability experience and valuation tables. From Record of the Society of Actuaries Vol. 10, No. 4A

Description: This session discussion is about individual disability income, morbidity, field compensation expenses, persistency, and investment income. From Record of the Society of Actuaries Vol. 15, No. 1.

Description: A review of how credit life and disability insurance is used in conjuction with real estate loans.