Description: This paper demonstrates that the variance of the loss function for n-year term is greater than the sum of the variances of the loss functions for n-year pure endowment and n-year regular endowment plans. The result is true for both single premiums and annual premium plans.

Description: This session from the 1984 SOA Atlanta Meeting discusses the current trends in term product design, term Insurance from the reinsurer's point of view and the future of term insurance.

Description: This discussion examined the demand for Family Income benefits, the extent of sale for all types of decreasing term riders, and if increasing volume of decreasing term insurance is desirable from the point of view of a policyholder, agent and company. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.

Description: This article discusses Actuarial Guideline CCC and its impact on ROP Term.

Description: Covers yearly renewable term life insurance lapses for 1987 - 1990 anniversaries, based on face, premium and count.

Description: Panelists give an assessment of the current term market, and then cover statutory, GAAP, and tax reserves. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: This session at the SOA 1998 Maui I Spring Meeting looks at the increasing competition in the marketing of term insurance from the viewpoint of a direct writer and a reinsurer.

Description: From a session at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999. Panelists with differing perspectives within the term insurance industry examine a range of topics that are crucial for successful product development. Impact of XXX is also covered.

Description: The article summarizes 2013 survey results of company assumptions for term products in the post-level period. The focus is on product design, shock lapse assumptions, and mortality deterioration assumptions. This article features highlights from the larger SOA-sponsored research project on this topic published in 2013 that compiled end-of-2012 assumption data from 41 companies. This content may prove useful to product development actuaries as they consider their current post-level term assumptions.

Description: This article describes how Transamerica built internet based technology to support term sales through a mutual fund company and demonstrates the sales support value of the internet for an insurance company.