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  • Risk Management, November 2004, Issue No. 3
    annuities, traditional life insurance, long-term care and disability income, will actu- ally benefit from ... not only to the in-force business. There is no direct relation- ship between managing the total returns ...

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    • Authors: Francis Sabatini, Fred Tavan, Thomas Ho, Steven Craighead, Mary Hardy, David Ingram
    • Date: Nov 2004
    • Publication Name: Risk Management
  • A Comparative Analysis of U.S., Canadian and Solvency II Capital Adequacy Requirements in Life Insurance
    Capital for Life and Health Insurers Model Act. The primary goal was to define a minimum level of regulatory ... was adopted by the EU parliament in July 2007. A primary goal of the Solvency II framework is to harmonize ...

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    • Authors: Mary Hardy, Ishmael Sharara, David Saunders
    • Date: Nov 2001
    • Competency: External Forces & Industry Knowledge
    • Topics: Financial Reporting & Accounting; Public Policy
  • Research and Reality – A Literature Review on Drawing Down Retirement Financial Savings
    advantages that we discuss throughout this paper). The primary drawback of lump sum distributions is the risk ... retirement brings – including inflation, health care costs, home care expenses, investment risk, maintaining lifestyle ...

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    • Authors: Robert Brown, Bruce Jones, Mary Hardy, Bonnie-Jeanne MacDonald, TODD RICHARD MORRISON
    • Date: Jun 2011
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement
  • On Pricing and Hedging the No-Negative-Equity-Gaurantee in Equity Release Mechanisms
    On Pricing and Hedging the No-Negative-Equity-Gaurantee in Equity Release Mechanisms This is ... until the homeowner dies, or moves into long-term care. The house is sold at that time, and the proceeds ...

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    • Authors: Ken Seng Tan, Mary Hardy, Siu-Hang Li
    • Date: Nov 2008
  • 2005 Education System Redesign
    the nation-specific content would have been taken care of with the professional development component ... the context of risk and insurance instead of any direct calculus problems. That's a subtle but important ...

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    • Authors: Warren Luckner, Mary Hardy
    • Date: Jun 2004
    • Competency: Professional Values>Practice expertise
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development
  • Report on Mortality Improvement Scales for Canadian Insured Lives
    2001 – 2002), which is probably too short for a direct statistical projection, no matter which model is ... age-specific mortality trends, which is in fact the primary problem of some other older approaches of mortality ...

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    • Authors: Ken Seng Tan, Mary Hardy, Siu-Hang Li
    • Date: May 2007
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Topics: Demography>Mortality - Demography; Experience Studies & Data>Mortality
  • Supplementary Notes For Actuarial Mathematics For Life Contingent Risks - Version 2.0
    generation. This can be explained by advances in health care and by improved standards of living. Of course ... life expectancy in countries where access to health care worsens, often because of civil upheaval. The changes ...

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    • Authors: Howard Waters, Mary Hardy, David Dickson
    • Date: Jan 2011
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Actuarial Profession>Professional development
  • Session 56 Panel Discussion: SOA Qualification Requirements and Actuarial Programs
    Session 56 Panel Discussion: SOA Qualification Requirements and Actuarial Programs ... closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ...

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    • Authors: Society of Actuaries, Jeffrey Beckley, Mary Hardy, Philip Rant, Lina Xu
    • Date: Apr 2018
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Actuarial Profession>Qualifications
  • Report of the Society of Actuaries Accreditation Implementation Task Force
    Motivation for an Accreditation System The primary motivation for a system of accrediting academic ... Motivation for an Accreditation System The primary motivation for a system of accrediting academic ...

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    • Authors: Application Administrator, Catherine C Wallach, Bryan V Hearsey, Curtis E Huntington, Stuart Klugman, Warren Luckner, Cynthia Miller, Wolfe Snow, Jeyaraj Vadiveloo, James W Daniel, Michel Jacques, Mary Hardy
    • Date: Oct 2005
    • Competency: External Forces & Industry Knowledge
    • Topics: Actuarial Profession>Academic partnerships
  • Guaranteed Annuity Options or a Fine Mess
    Guaranteed Annuity Options or a Fine Mess This article discusses the problems created by the options ... the GAO story is that insurers need to be very care- ful about all financial guarantees, and that ...

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    • Authors: Mary Hardy
    • Date: Nov 2004
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Risk Management
    • Topics: Annuities; Global Perspectives