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  • The State of Individual Disability Income 'DI' Reinsurance
    disability income reinsurance, presenting both the direct writer and reinsurer viewpoints, which includes: ... do. We hold about 1.5% market share. We have direct premiums of about $60 million, net premiums at ...

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    • Authors: Robert Beal, Thomas S Bell, John M Lenser, Charles M Waldron
    • Date: Jun 1996
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
  • New Forms of Individual Disability Products
    New Forms of Individual Disability Products Panel explores new disability products ... insurance;Disability insurance;Individual health plans;Long-term care insurance=LTCI;Marketing and distribution;Product ...

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    • Authors: Robert Beal, Jena Breece, Lisa Forbes, Raza Zaidi
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Accident insurance; Health & Disability>Critical illness insurance; Health & Disability>Disability insurance
  • Designing Your Own Individual Disability Reinsurance Program
    few years, not unlike what has happened on the direct side. Poor profits have led a number of the reinsurers ... in this business. This may be a good time for direct companies to examine their reinsurance needs regarding ...

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    • Authors: Robert Beal, Andronico L Castillo, William Obert, Vincent DeMarco
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance
  • Selling Your Individual Disability Insurance IDI Block Through Indemnity Reinsurance
    Volume 23 Finally, the buyer might value having a direct relationship with your policyholders and field ... physicians get used to the world of managed health care and stabilized incomes, and assuming that the buyer ...

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    • Authors: Robert Beal, G Boyd, Scott R Munse
    • Date: May 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance
  • Individual Disability Income - Managing the Bottom Line
    Premium growth should be measured in terms of total direct premium not just new business. It doesn't help ... portion are held by the reinsurer. Probably the primary reason why most companies reinsure disability income ...

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    • Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Approaches to Underwriting Disability Insurance
    distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...

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    • Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
    • Date: Oct 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Public Policy
  • Profitable Management of Individual Disability Lines of Business
    that the disability income line is covering its direct expenses -- those that are charged directly to ... directly charged, I include the systems costs for the direct operations. I'm hoping to shoot on this particular ...

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    • Authors: Robert Beal, Thomas S Bell, Charles M Waldron, Jeffrey J Bell
    • Date: Oct 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Nontraditional Individual Disability Reinsurance: What is It and Has Its Time Arrived?
    Nontraditional ... the portion of that risk to the reinsurer. The primary objective is simply to share the risk between the ... 10 RECORD, Volume 24 and direct operating expenses. The refund is paid only in ...

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    • Authors: Robert Beal, Arthur Garrison
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
  • Design Of Individual Disability Products
    have rather subtle differences, and that has made direct price comparisons difficult. To some extent, that ... rate for all occupational classes? Would anybody care to comment on that? MR. HOPPER: Well, I think we ...

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    • Authors: Robert Beal, Charles DeWeese, Gerald A Fryer, Monte J Hopper, David Libbey
    • Date: Jun 1985
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance