The Home Stretch: Accessing Home Value to Fund Long-Term Careto Fund Long-Term Care In this article, we describe new approaches to long-term care financing that rely ... stand to help expand the potential for long-term care financing to middle-class Americans, even these ...
Description: In this article, we describe new approaches to long-term care financing that rely on home equity release and we address several of the challenges mentioned above. While these approaches stand to help expand the potential for long-term care financing to middle-class Americans, even these approaches don’t address a large swath of the U.S. with less privilege, who have little or no home equity. We will discuss the product design, marketing, pricing and risk management of these new approaches and potential behavioral factors that should be considered. The article builds on a growing body of academic research to which the authors have actively contributed. We want to share the key insights of this international work in market research, economics, and actuarial studies to stimulate more research in this area.Hide
- Authors: Robert T Eaton, Katja Hanewald (Katja), Tin Long Ho
- Date: Nov 2020
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Pensions & Retirement
Opportunities for Actuaries in the Time of a Pandemicclosely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... models - Healthcare SOA 2021 Health Care Cost Model 2021 Health Care Cost Mode: https://www.soa.org/re ...
- Authors: Robert T Eaton
- Date: Sep 2020
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Topics: Health & Disability>Health care
Session 25 Panel Discussion: Perspectives on the Surge in Worksite Voluntary Life SalesSession 25 Panel Discussion: Perspectives on the Surge in Worksite Voluntary Life Sales A worksite ... • Must be certified eligible by licensed health care practitioner 23 Chronic illness / LTCi riders ...
Description: A worksite voluntary life broker, an actuarial consultant, a reinsurer, and an insurance carrier's national account manager discuss their experience during the recent surge in worksite life sales. The panel will discuss salient product features such as acceleration riders and underwriting concessions, aspects of the worksite market which make life products attractive, and the future trends in the life space for this market.Hide
- Authors: Robert T Eaton, Michael Santore
- Date: May 2017
- Competency: Strategic Insight and Integration
- Topics: Life Insurance>Capital - Life Insurance