Description: In today’s marketplace, consumers are driven by research, reviews and ease-of-use more than before. They want to be empowered in their buying decisions and are turning their backs on insurance agents as the source of information for their buying decisions. The direct-to-consumer (D2C) platform addresses the expectations of the modern consumer and provides an opportunity for insurers to automate and execute underwriting in real time with better results than has been seen with traditional processes—and at significantly lower costs. D2C not only helps insurers by improving processes, reducing costs and maximize sales; it can also be used to provide a range of services through an online platform to increase customer engagement. Driven by the need to remain competitive and against the threat of new entrants, insurers foresee extensive use of direct-to-consumer channels as an alternative distribution method. However, to remain competitive they must throw away their outdated thinking and become future-oriented in the acquisition of customers. This starts with understanding D2C models in the insurance industry.

Description: Efforts to improve health in the United States have traditionally focused on the health care system. While the Affordable Care Act (ACA) expanded access to health care, research demonstrates that improving population health will require broader approaches that address disparities in health and health care, as well as social, economic, and environmental factors: the social determinants of health. These elements of health equity -- the social, economic, and physical environments in which we are born, live and work -- profoundly affect our longevity and health. The webcast will review one health insurer's research into many of these disparities and will discuss what we as health care professionals can do improve health equity for the populations we serve.

Description: Summary of pending legislation in response to looming crisis in the Long Term Vare market.

Description: Read the Society of Actuaries' latest update about how health care executives view the future of predictive analytics in the health care industry.

Description: This session will provide an overview of the various types of critical illness and long term care plans in the U.S. market. It will highlight key factors to consider for effective product design and risk management for these types of products.

Description: The cost of health care in the U.S. has been on an unsustainable rise for some time driven by fundamental delivery and financing challenges. Health plans need to seek greater control and effectiveness of care management resources, while consumers are demanding care be more personalized and patient-centric. Health plans need to use data analytics to identify opportunity areas with the most potential for reducing costs through care model redesign. Understanding key care model trends, design concepts, and steps for developingand enhancing comprehensive care design models will help lead to reduced costs for health plans.

Description: Read the November 26 2019 issue of Health Watch, published by the Health Section. Practical information for actuaries, articles impact sections, section activities.

Description: Read the November 14 2019 issue of Health Watch, published by the Health Section. Practical information for actuaries, articles impact sections, section activities.

Description: Read the April 2020 issue of Health Watch, published by the Health Section. Practical information for actuaries, articles impact sections, section activities.

Description: The SOA Reinsurance Research Section is seeking proposals on Mortality Improvement Independ – Independent Analysis. Mortality improvement is an important assumption for projecting future liability cashflows and has a material financial impact on a company. Mortality improvement is a hot topic in the industry and companies show significant interest in understanding the key factors that differentiate mortality improvement. The focus of this research is to gain a better understanding of the main drivers of mortality improvement: