Description: 2004 SOA Spring Meeting, Anaheim, CA. In this session panelists presented an overview of underwriting processes for a variety of product lines. They also discuss related topics such as identifying keys to underwriting decisions, the cost of underwriting and protective value, and ensuring consistency with pricing assumptions. Some of the underwriting tools discussed were use of RX history, credit checks, DMV history, and fraud data bases.

Description: The panelists address Health Insurance Portability and Accountabuility Act [HIPAA] related concerns for health insurers, such as: implementation issues, privacy, transactions and code sets, employer identification numbers, and current developments relative to the pending rules. From the Record of the Society of Actuaries, Volume 29, No. 2, Session 65

Description: Essays show a new system that will encompass minor changes to the current health insurance system, it will allow consumers to sign up for Federal Employees Health Benefit Plan and be administered like Medicare but with more benefits and emphasis on preventive care.