Description: The purpose of this paper is to trace the change in Canadian company expenses, comparing the six postwar years 1946 to 1951 with the prewar year 1939. Includes costs per policy and as percentage of premium, and also compares to expected costs. Expenses by company size are also shown.

Description: This discussion on dividends looks at the two factor system and the experience premium system of distributing dividends and if they are more satisfactory under present-day conditions than the three factor method. Also discussed was the uniform reversionary bonus system. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This section contains book reviews on profit sharing, life insurance, genetic risks and a select current bibliography. From Transactions of Society of Actuaries 1974, Vol. 26, Pt. 1, No. 75 AB.

Description: This discussion on overinsurance focuses on speculative buying of life, AD&D, and disability insurance, the effect of expanded disability provisions in the Social Security Act on underwriting disability benefits, and the avoidance of overinsurance in medical benefits.

Description: This informal general discussion session was centered around ordinary insurance, the size of ordinary policies, mode of premium payment, and juvenile policies.

Description: Panel discussion of the following topics: A. Recent revisions been made in the mortality, interest, and expense assumptions upon which life insurance premium rates are based. B. Factors considered in recent revisions of premium rates for substandard risks. C. The extent to which deficiency reserves been required as a result of recent decreases in nonparticipating premium rates for life insurance D. Recent changes in disability premium rates for women.

Description: This presentation is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1955 Volume 7, Number 17. The speakers discuss per policy expenses. Topics include identification of expenses directly dependent on number of policies, impact on determining premium rates and dividend scales, use of policy fees, interaction with other assumptions, and methods in the U.S., Canada, and other countries to grade premiums by policy size.

Description: This discussion looks at the effect of recent economic conditions on the volume and distribution of new business, recent trends in lapse rates and recent expense rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This is a book review of 'Development of Life Insurance Surrender Values in the United States' by J. David Cummins. The book's ultimate objective is described as 'a historical analysis of the evolution of the concepts and practices which culminated in the present surrender value legislation.' The treatment is chronological and covers the century 1850-1950.

Description: This is a discussion of the paper, The Mortality of Industrial Policyholders 1950 to 1955 by Edward A. Lew and Mortimer Spiegelman. From Transactions of Society of Actauries 1957, Vol. 9, No. 24.