Description: This is a discussion on the title paper by Robert E. Larson. Included are discussions of how Larson's methods would work if applied in their companies.

Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element