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  • Utilization: Long-Term Care’s “Middle Child”
    Utilization: Long-Term Care’s “Middle Child” The basics and importance of the utilization assumption for long-term care insurance. long-term Care=LTC;long-term care reserves;long-term care ...

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    • Authors: Michael Emmert, Michael Bergerson
    • Date: Dec 2017
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Landing Spots: Offsetting premium increases through changes to inflation protection
    Landing Spots: Offsetting premium increases through changes to inflation protection Discussion of landing spots and alternative options available to insureds at the time of an LTC rate increase.

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    • Authors: Michael Bergerson, John Hebig
    • Date: Dec 2016
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance Actuarial equivalence in long term care rate increases may be ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • So what's the good news?
    So what's the good news? Stories about the good that LTC policies do for some insured. Long-term care insurance=LCTI;Long-term care=LTC;Long-term care insurance policies;Policyholder ...

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    • Authors: Michael Bergerson
    • Date: Dec 2016
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Reflections from the Chair
    Reflections from the Chair Reflections from the past year as chair of the LTC Section Council. By Mike Bergerson Long-Term Care News, November 2022 “You don’t have Nixon to kick around anymore.

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    • Authors: Michael Bergerson
    • Date: Nov 2022
    • Competency: Leadership
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
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