Description: This discussion looks at Group Accident and Sickness Insurance and asks the following questions: What loss ratios are expected during 1960 and 1961 under newly determined premium rates for basic medical care, supplementary major medical and comprehensive major medical insurance coverages? What are the design trends under comprehensive major medical insurance coverages? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This discussion is about how effectively has schedule limits and other similar restrictions in amounts and types of covered charges reduce amounts of claims incurred under major medical expense policies. From Transaction of Society of Actuaries 1961 vol 13 pt 2

Description: This discussion on group insurance reviews approaches companies have adopted for selling, underwriting and administering group coverages for small employer groups. Considerations and techniques involved in establishing the larger maximum amounts of group life offered by many companies are also examined. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This discussion focuses on the significant aspects of the 1958 mortality experience under group life insurance policies, the significant aspects of the morbidity experience with respect to the various forms of group sickness and accident insurance policies, and the recent experience under individual policies converted from group life insurance or group medical expense insurance plans. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This is a discussion of the paper, Special Investigation of Group Hospital Expense Insurance Experience by Stanley W. Ginger. From Transactions of Society of Actuaries 1952, Vol. 4, No. 10.

Description: This study produces annual claim costs for Group Weekly Indemnity Insurance and Group Employee & Dependents Hospital & Surgical Expense Insurance and exhibits the trend in these claims costs. This report is based on a study by the Committee on Group Accident and Sickness Experience designed to satisfy that need to update previous studies due to the shift in emphasis by plan of benefit, the increase in level of hospital expenses and the change in pattern of these expenses. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: Since detailed claim information is not readily available to the Committee on Group Mortality and Morbidity on an annual basis, a special investigation of group hospital expense experience has been conducted. That investigation is summarized in this paper, and covers plan descriptions, morbidity and cost data, and continuation tables.