Description: This discussion looks at the compared experience under groups covering less than 25 lives and with that for the larger cases with respect to persistency. Practices followed upon termination of the master policy with respect to the settlement of existing claims and the payment of terminal dividends are also explored. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This article was presented at the Spring 1975 Meeting in Los Angeles. discussion of the actuarial techniques required to combat the impact of inflation on both Group Life and Health insurance, including possible increases in premium rates and how to communicate these to clients.