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  • Bancassurance & Product Development
    something more than that. In those countries we see direct acquisitions where one organization owns both banks ... than what they'll get on traditional direct mall marketing or direct response marketing. Because of that ...

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    • Authors: Debra Esker Cunningham, Alan Finkelstein, Steven Gathje, Application Administrator, Julie Andrews
    • Date: Apr 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Finance & Investments>Banking - Finance & Investments
  • Product Design/Pricing with Bonus Features
    with tomorrow's crisis - today's crisis is health care. Tomorrow's crisiswill be adequate retirementincome ... 65 are going to have to take care of them- selves while they try to care for their parents. That means ...

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    • Authors: Application Administrator, Ted E Becker, Barbara Lautzenheiser
    • Date: Oct 1993
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Federal Income Taxes - Insured And Annuitant Perspective
    level playing fields, and stock/mutual was the primary field it was concerned about. The stock companies ... loans and withdrawals is just about as bad as a direct tax on inside build-up. Others take a more moderate ...

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    • Authors: Application Administrator, David Carlson, Stephen C Eldridge, Douglas N Hertz, Andrew D Pike, Virgil Wagner
    • Date: Oct 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Public Policy
  • The Standard Nonforfeiture Law: Impact of Proposed Changes
    the other. It could further go into a long-term care benefit. We realize that there are existing products ... products, life products with ancillary long-term care or even ancillary annuity-type benefits. But we're ...

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    • Authors: Application Administrator, Eric Carlson
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance>Non-forfeiture benefits
  • Deferred Annuities
    concern about economic volatility. The product's primary appeal was its mortality guarantee, that is, the ... June of 1984. The formation of this group was a direct result of the Baldwin-United situation. The charges ...

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    • Authors: Arthur V Anderson, Christian J DesRochers, Donna Claire, Application Administrator, Paul H LeFevre
    • Date: Apr 1985
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities
  • Sales Illustrations-We Can't Life with Them, But We Can't Live Without Them!
    even similar policies in different companies. The primary reason is that the assumptions that underlie the ... traditionalparticipatingwhole life. In these policies,the direct effect of any singlenonguaranteedelement cannot ...

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    • Authors: Application Administrator, Bruce Booker, Judy Faucett, Robert M Nelson
    • Date: May 1993
    • Competency: External Forces & Industry Knowledge; Professional Values
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Problems and Solutions for Product Illustrations
    regulatory group. Understandability was obviously the primary one. We also mentioned accountability for the company ... companies are aware of this. It says the actuary's primary responsibility with regard to illustrated dividends ...

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    • Authors: Application Administrator, Gary Corbett, Robert E Wilcox, George Coleman
    • Date: May 1994
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Annuity Product Developments
    check a year," "Send me a check a quarter," "I don't care if I have to pay taxes on it." And this, to me at ... setting up a reinsurance company and letting the direct writer do all the administration for it. And even ...

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    • Authors: Douglas G Draeseke, Application Administrator, Paul H LeFevre, Thomas Marra
    • Date: May 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities
  • Cash-Flow Testing Issues for Equity-Indexed and Variable Products
    Cash-Flow Testing Issues for Equity-Indexed and Variable Products From session 75CS at the Spring ... One is to model your equity-index scenario as a direct function of interest rates. Obviously you'd ...

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    • Authors: Application Administrator, Alan Downey, Larry M Gorski
    • Date: May 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Financial Reporting & Accounting
  • The Road to the Remediation Revolution: A Short History of the Correction Procedures for Life Insurance and Annuity Contracts
    The Road to the Remediation Revolution: A Short History of the Correction Procedures ... definitional requirements while scrutinizing with utmost care, and endeavoring to limit, the cir- cumstances in ...

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    • Authors: Application Administrator, Walter Welsh, Alison R Peak
    • Date: Feb 2009
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Taxing Times
    • Topics: Annuities; Life Insurance; Public Policy