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  • The State of Individual Disability Income 'DI' Reinsurance
    disability income reinsurance, presenting both the direct writer and reinsurer viewpoints, which includes: ... do. We hold about 1.5% market share. We have direct premiums of about $60 million, net premiums at ...

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    • Authors: Robert Beal, Thomas S Bell, John M Lenser, Charles M Waldron
    • Date: Jun 1996
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
  • New Forms of Individual Disability Products
    New Forms of Individual Disability Products Panel explores new disability products ... insurance;Disability insurance;Individual health plans;Long-term care insurance=LTCI;Marketing and distribution;Product ...

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    • Authors: Robert Beal, Jena Breece, Lisa Forbes, Raza Zaidi
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Accident insurance; Health & Disability>Critical illness insurance; Health & Disability>Disability insurance
  • AIDS And Health Actuaries
    this is so for several reasons. Probably the primary reason stems from the nature of the group rating ... opportunity in some cases to manage these claims. My primary message to you is that you should be not only interested ...

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    • Authors: Robert Beal, Application Administrator, Gregg R Sadler, Karen A Unterreiner, Michael L Zurcher
    • Date: Apr 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health care
  • Designing Your Own Individual Disability Reinsurance Program
    few years, not unlike what has happened on the direct side. Poor profits have led a number of the reinsurers ... in this business. This may be a good time for direct companies to examine their reinsurance needs regarding ...

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    • Authors: Robert Beal, Andronico L Castillo, William Obert, Vincent DeMarco
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance
  • AIDS Update and Reserving
    Empire BlueCross and Blue Shield in New York. His primary responsibilitiesare insystems developmentfor the ... actuarial department and analyses relatedto health care utilization,includingAIDS. He has worked with AIDS ...

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    • Authors: Robert Beal, Application Administrator, Timothy Harris, Jon Eisenhandler, Dorothy Petersen
    • Date: Apr 1992
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health care
  • AIDS: Coping With The Health Benefit Plan Implications
    Future o Health insurance products and AIDS: Medical care insurance and disability insurance -- Benefits affected ... interesting and useful results of research on both medical care and dis- ability pay insurance. Chuck Fuhrer will ...

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    • Authors: Application Administrator, Robert Beal, Charles S Fuhrer, Jerome M Stein, Jon Eisenhandler
    • Date: Oct 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Setting Retention Limits for Individual Life and Disability Income Reinsurance
    focusing on excess risk reinsurance where the primary objective is to limit the upper end risk exposure ... risk is 10 RECORD, Volume 23 retained by the direct company. Regardless, you are still trading a portion ...

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    • Authors: Robert Beal, James L Sweeney, Richard Letarte
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Selling Your Individual Disability Insurance IDI Block Through Indemnity Reinsurance
    Volume 23 Finally, the buyer might value having a direct relationship with your policyholders and field ... physicians get used to the world of managed health care and stabilized incomes, and assuming that the buyer ...

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    • Authors: Robert Beal, G Boyd, Scott R Munse
    • Date: May 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance
  • Health GAAP Topics
    health busi- ness: Medicare supplement, long-term care, comprehensive major medical, and what we call ... results are better than expected. Our long-term care business has a higher reserve than asset. On those ...

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    • Authors: Robert Beal, Helen L Hofmann, Robert Shapland
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • Approaches to Underwriting Disability Insurance
    distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...

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    • Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
    • Date: Oct 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Public Policy