Adverse Selection in a Multiple-Choice Environmentcomprehensive program with a $1,000 deductible. The primary objective of the client was to move employees away ... employees are attracted to the routine and preventative care in the HMO. They may feel that the coverage for ...
Description: Panelists discuss the morbidity characteristics, selection patterns, benefit/product designs, and underwriting when employees can choose from among multiple group health products. From the 1987 Record of Society of Actuaries, Vol. 13, No. 1.Hide
- Authors: Application Administrator, Ernest J Lampron, William Miner, Richard Ostuw
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance