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  • Adverse Selection in a Multiple-Choice Environment
    comprehensive program with a $1,000 deductible. The primary objective of the client was to move employees away ... employees are attracted to the routine and preventative care in the HMO. They may feel that the coverage for ...

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    • Authors: Application Administrator, Ernest J Lampron, William Miner, Richard Ostuw
    • Date: Apr 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance