Description: Certain valuation assumptions are difficult to set with a high degree of accuracy, whether because the underlying experience is in different economic or interest rate environments, in addition to other reasons. Examples include assumptions for long-term care insurance, annuity options, lapsation and premium persistency on ULSG. This session will share how the actuary can use predictive analytics to augment the assumption-setting process. Some of the benefits to the actuary (along with the company and the regulator) include more accurate assumptions with lower margins for adverse deviations. Of possible interest as well is that applications go beyond valuation and include acquisitions, reinsurance and pricing.

Description: This paper reviews the current state of the AIDS epidemic and the impact on non-drug-using heterosexuals. This paper shows that for most heterosexuals, the risk of becoming infected with the AIDS virus by sexual contact is insignificant compared with many other risks of life. The paper presents some recommendations for AIDS education and other perspectives. From Transactions of Society of Actuaries 1992, Vol. 44.

Description: Table of Contents of 1954 Reports of Mortality and Morbidity Experience.

Description: This is the 17th annual report on the continuing study of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance.

Description: This is the seventeenth annual report on the continuing study of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance. From Transactions of Society of Actuaries 1964 Reports.

Description: This report adds the experience by number of lives for calendar years 1960-64 under group term life insurance policies to that previously reported in the 1960 report and is limited to groups with at least 25 lives. Disability data is also included for premium waiver, extended death benefit, and total and permanent disability clauses which provide for payout of face amount.

Description: The 19th annual 1966 report on the continuing study of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance. From Transactions of Society of Actuaries 1966 Reports

Description: The 7th annual 1969 report on the study of morbidity experience of Group Comprehensive Medical Expense insurance. From Transactions of Society of Actuaries 1969 Reports

Description: Preface to 1969 reports of the Committee on Group Life and Health Insurance for each section. From Transactions of Society of Actuaries 1969 Reports

Description: This report presents an analysis of morbidity experience under individual medical expense policies in force during the 1968, 1969, and 1970 calendar years. From Transactions of Society of Actuaries 1972 Reports