Description: Discussion of new individual life, annuity and disability product developments designed to meet conditions in today's market. This article was presented at the Spring 1975 Meeting in Los Angeles.

Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey

Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey.

Description: A recap of the SOA Research Institute's participation in the Spring 2024 NAIC National Meeting.

Description: The article provides an overview of the results obtained from the analysis of an embedded (micro) insurance campaign run by an insurtech and mobile network operator in West Africa

Description: There are two key trends in the preneed and final expense insurance market, the first being small independently held preneed insurance companies presenting attractive acquisitional benefits and secondly, changing consumer attitudes may drive increased final expense activity in the future.

Description: In this article, we discuss the future of wearable technology in life insurance. Evidence from recent research shows that low levels of physical activity, as measured by steps per day indicate much higher mortality risk while higher levels of activity correspond with lower risk. The article shares insights of how insurers can use wearables to innovate by improving the customer journey, expanding insurability, engaging customers, promoting healthy lifestyles and improving risk assessment. Lastly, we discuss the challenges and considerations when using new data and technology to ensure success.

Description: Covers the lapsation of ordinary insurance in Canada between 1989 and 1990 policy anniversaries, based on face, premium and count.

Description: This is a addendum for the research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.

Description: Report summarizing the results of the 2011 PBITT UL with Secondary Guarantees Survey