Description: The decrease in interest rates over the last several years has led to decreases in the maximum valuation rate and maximum nonforfeiture interest rate, and companies need to prepare for these changes.

Description: Highlights of the Smaller Insurance Company Section's significant contributions at recent Society of Actuaries' events

Description: Find out what roles reinsurance and reinsurance intermediaries play for ceding companies in need of capital and the providers of such capital.

Description: The article discusses ways smaller companies might improve their ability to form a mutually satisfying relationship with their reinsurers by considering the perspective/needs of the reinsurer.

Description: This article discusses how catastrophe risk poses a unique challenge for smaller life insurers.

Description: This article discusses the stability in income provided by reinsurance and the associated cost.

Description: The article was written to address a concern that the author had that reinsurance considerations were being relegated to the back of the product development cycle. He was concerned that reinsurance input on benefit design, underwriting and pricing was not getting into the process. From Small Talk Newsletter, November 2005, Issue No. 25.

Description: This article discusses catastrophic mortality risk and ways that smaller insurance companies can manage the risk, including traditional catastrophe reinsurance, accidental death carve-outs, and catastrophic claim pools.

Description: Discusses the competitive disadvantage for smaller life companies that don't get reinsurance deals that compete with the deals given to larger companies, and how to cope with it.

Description: Discusses the relationship between small life insurers and small life reinsurers.