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  • Financial Decision-Making Theory and the Small Employer Health Insurance Market in Texas
    currently offer health insurance. When asked the primary reason for not offering insurance, 62 percent responded ... Decision-Making Theory indicates that agents will tend to direct people towards the option that results in the best ...

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    • Authors: Bonnie Albritton
    • Date: Oct 2006
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Actuarial Practice Forum
    • Topics: Economics>Health economics; Health & Disability>Health insurance
  • Margins in Medical Claim Liabilities under Future Accounting Models
    Accounting Models Rowen B. Bell, FSA, MAAA Health Care Service Corporation 300 E. Randolph Street Chicago ... insurance coverages for which morbidity is the primary risk. Because this article is intended to narrowly ...

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    • Authors: Rowen Bell
    • Date: Aug 2008
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Actuarial Practice Forum
    • Topics: Financial Reporting & Accounting>International Accounting Standards Board [IASB]; Health & Disability>Health insurance
  • Embedded Value: Practice and Theory
    Europe, Canada, and other countries, and often the primary measuring stick, of financial performance for ... reporting. Although the CFO Forum remains the primary source of EV principles worldwide, additional ...

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    • Authors: Robert Frasca, Kenneth LaSorella
    • Date: Mar 2009
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Actuarial Practice Forum
    • Topics: Finance & Investments>Capital management - Finance & Investments; Finance & Investments>Economic value
  • A Smart Way to Develop Retirement Income Strategies
    Social Security benefits until age 70 for the primary wage-earner. Married couples would use common ... claiming strategy for the spouse who isn’t the primary wage-earner. This strategy then uses the IRS required ...

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    • Authors: Steven Vernon
    • Date: May 2018
    • Competency: Communication>Difficult message delivery; External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Topics: Annuities>Payout annuities; Demography>Longevity; Finance & Investments>Asset allocation; Finance & Investments>Investments
  • A Smart Way to Develop Retirement Income Strategies
    viable retirement income solutions— that’s been a primary focus of my current encore career as a retirement ... evaluating-retirement-income-decisions/. the primary wage-earner and uses the IRS required minimum ...

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    • Authors: Steven Vernon
    • Date: May 2018
    • Competency: Communication>Difficult message delivery; External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Topics: Annuities>Payout annuities; Demography>Longevity; Finance & Investments>Asset allocation; Finance & Investments>Investments
  • A Layman’s Guide to Corporate-Owned Life Insurance
    cash value. The following outlines some of the primary differences between general account and separate ... The following discussion outlines some of the primary differences between traditional whole life and ...

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    • Authors: Rick Schnurr
    • Date: Aug 2008
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Actuarial Practice Forum
    • Topics: Life Insurance
  • Economic Measurement of Insurance Liabilities: The Risk and Capital Perspective
    writing the product, nor is there typically a direct relation between this margin and the risk premium ... NGAI supporters view the premium received as the primary or only indication of the appropriate risk margin ...

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    • Authors: Larry Rubin, Randy Tillis, Michael J Lockerman, Xiaokai Shi
    • Date: Mar 2009
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Actuarial Practice Forum
    • Topics: Finance & Investments>Economic capital; Finance & Investments>Economic value; Financial Reporting & Accounting; Financial Reporting & Accounting>Fair value accounting
  • Embedded Value Calculation for a Life Insurance Company
    5.1 Profits to shareholders method The more direct way to calculate the embedded value is through ... of compensation, management will have to take care of the long-term impact of its decisions and it ...

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    • Authors: Frédéric Tremblay
    • Date: Oct 2006
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Actuarial Practice Forum
    • Topics: Finance & Investments>Embedded value; Life Insurance
  • An Approach for Measurement of the Fair Value of Insurance Contracts
    participants would use different assumptions. The primary difference between level 2 and level 3 inputs ... the original writer of the contract retains the primary obligation to the policyholder. For example, if ...

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    • Authors: Sam Gutterman, Larry Rubin, David C Scheinerman, David Rogers
    • Date: May 2007
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Actuarial Practice Forum
    • Topics: Financial Reporting & Accounting>Fair value accounting; Financial Reporting & Accounting>Financial Accounting Standards Board [FASB]; Financial Reporting & Accounting>International Accounting Standards Board [IASB]
  • Health Expectancy
    Healthy 5-3 Incidence Rates to Skilled Nursing Care 5-4 Incidence Rates, Average Stay, and Claim Cost ... (2) needs assisted living and (3) needs skilled care. Comparisons are given with external sources. As ...

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    • Authors: Application Administrator, John M Bragg, James C Brooks
    • Date: Feb 2010
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Actuarial Practice Forum
    • Topics: Experience Studies & Data>Morbidity; Pensions & Retirement>Risk management