Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: This is the fourth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 24 insurers that agreed to provide information to further the knowledge of long–term care insurance. Those insurers are listed in Appendix A of the report.

Description: This is a excel spreadsheeet showing mortality data from report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07. Please see the SOA website experience studies for the full report and other related tables.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of claim termination experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base termination rates. Included is the report, pivot table, and data file.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers that agreed to provide information to further the knowledge of long–term care insurance. Those insurers are listed in Appendix A of the report. Available data was collected on policies issued between January 1, 1984 and December 31, 2007. Claims incurred on policies in force during this time were followed from claim inception through the earlier of claim termination, or June 30, 2008.

Description: This report contains estimates of incidence and continuance rates from the general population using data available from the National Long–Term Care Surveys. This report was done by a subcommittee of the Society's Long–Term Care Experience Committee and reflects work done primarily at the Duke University Center for Demographic Studies. This is a ZIP file containing main report, all appendices, tables, and figures from the study and model.

Description: Preferred mortality data from companies ILEC 2005–07 supporting zip file. Please see the SOA website experience studies for the full report of other related tables for the 2005-2007 Individual Life Experience Report.

Description: This analysis is being done to determine how recent experience, from the statistical agent data collected by MIB, is emerging relative to the 2015 VBT.

Description: This is a excel spreadsheeet showing mortality data from report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07. Please see the SOA website experience studies for the full report and other related tables.