Description: This article covers a round table discussion about the most significant housing issues affecting retirees.

Description: The August/September 2011, issue of The Actuary.

Description: This article discusses the risks of retirement and how those risks impact attaining a secure retirement in a defined contribution world.

Description: This article discusses why middle-market consumers don’t seek much-needed financial advice from professional financial advisors.

Description: This column highlights the hobbies, pastimes and personal interests of SOA members.

Description: This 1981 session on Fiscal and Monetary Policy dealt with questions of i. What are current U.S. and Canadian policies? 2. What is the outlook for fiscal policy in the U.S. and Canada? 3. What does current monetary policy imply for financial and credit markets and interest rates? 4. What political, social and economic changes must occur for nominal interest rates to begin steadily declining toward parity with real interest rates? From Record of Society of Actuaries, Vol. 7, No. 2.

Description: This 1981 session focused on issues related to term life insurance. Topics included 1. Term life insurance products in the 1980's 2. Assumptions and experience 3. Term insurance marketing and distribution including sales compensation approaches.

Description: More than one million Americans have died in the past decade from drug overdoses, alcohol and suicide. Drug-related deaths have tripled since 2000, alcohol-induced deaths have reached a 35-year high, and suicides increased by 28 percent from 2000 to 2015. With one-fifth of Americans affected by mental illness each year, these epidemics constitute a public health crisis that is projected to worsen without proper interventions. As insurers, employers and state agencies start to seriously address these issues, actuaries well-versed in mental healthcare issues, interventions, and quality assessment will be invaluable partners in efforts to improve behavioral healthcare treatment throughout the country. The presenters have completed significant research concerning the opioid epidemic, suicide rates and the quality of behavioral healthcare treatment in the U.S. and will share patterns and statistics regarding the state of behavioral healthcare in the country, discuss the financial and population health benefits that can be achieved through effective medical-behavioral healthcare integration, and the role that actuaries can play in supporting these efforts. Attendees will walk away understanding the extent of the drug, alcohol, and suicide epidemics in the U.S and the need for a National Resilience Strategy to address them.

Description: Baseline and what-if/stressed projections of cash flows, financial statements and capital requirements are critical inputs to a range of business purposes, including forecasts, risk management, liquidity management, strategic decision making, etc. Forward looking projections have historically been inefficient and performed in silos making it difficult to scale the process as CFOs and CROs ask for more. In this session we discuss challenges of the forecast process and opportunities to meet desired future capabilities. We will also discuss “what-if” analysis and ways to support production of forward looking projections for “what-if” analysis in an efficient way.