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  • Reserving for AIDS
    reasons for this is the increasing use of outpatient care for treatment of persons with AIDS instead of hospitalization ... 3% Distribution system: Direct response (mail and telephone), banks Primary products: Term, graded premium ...

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    • Authors: David J Christianson, Wm Harold Phillips, Thomas W Reese, Dennis L Stanley
    • Date: Jun 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health risks; Life Insurance>Reserves - Life Insurance
  • Term Insurance Developments
    important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...

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    • Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
    • Date: Apr 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
  • Regulation XXX: A Comprehensive Overview
    with Deloitte and Touche in Indianapolis. His primary areas of practice include product development ... credit, either directly or indirectly, to take care of them. Some Innovations Now we have seen some ...

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    • Authors: Jeffrey Beckley, Lloyd Spencer, Mary J Bahna-Nolan
    • Date: Jun 2001
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance
  • New Standard Valuation Law SVL
    topic is that you need to choose your clientswith care. Obviously,this is more applicableto the consultingactuaries ... company-employedactuary, you need to choose your employer with care. You need to try and work for a company that wants ...

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    • Authors: Douglas Doll, Donna Claire, Douglas Knowling, James N Gorsline
    • Date: Jun 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Public Policy
  • XXX Update
    my management was thrilled to hear that. The primary cause of the very high reserves was the retroactivity ... built into our statute. It gives the commissioner direct authority to withhold approval of any policy ...

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    • Authors: Robert W Foster, Larry M Gorski, Donald Maves, Michael Palace
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Public Policy
  • New and Proposed Valuation and Nonforfeiture Standards for Individual Insurance
    Hartford. It is now moving forward to the NAIC. The primary changes from the ACLI version were generated out ... reserve requirements were not dealt with on a more direct basis. It would appear to me that the only justi- ...

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    • Authors: Richard S Miller, Paul E Sarnoff, Jack M Turnquist
    • Date: Oct 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits
  • Valuation Actuary Overview - The New Statutory Valuation Opinion
    insurance, v_r_'_ninhealth, disability income, long-term care, and other longer liabilities would have a higher ... effect, one projection process nested within the primary projection. For crediting, unless your business ...

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    • Authors: Douglas Doll, Deborah A Gero, Abraham Gootzeit, Marc Pitoniak
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Life Insurance>Reserves - Life Insurance; Public Policy
  • Insurance Regulation and Legislation
    objection to this rate differential surfaced. The primary concern appeared to evolve around potential replacement ... cost permanent insurance. A few years ago, my primary interest in a new mortality table was with respect ...

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    • Authors: John K Booth, Richard W Kling, E James Morton, Richard Charles Murphy
    • Date: May 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits; Pensions & Retirement>Pension legislation and regulation
  • Current Statutory Reporting Topics for Life and Annuity Products
    policyholder dividend liability, the Long-Term Care Guidance Manual and the revisions to the Generally ... recently. The B committee has adopted the Long-Term Care Guidance Manual. It takes the position that minimum ...

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    • Authors: Meredith Ratajczak, Harry R Shissler
    • Date: Oct 2002
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Capital - Annuities; Annuities>Reserves - Annuities; Annuities>Variable annuities; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance
  • Implications of Proposed Revisions of the Standard Valuation and Nonforfeiture Laws
    Implications of Proposed Revisions of the Standard Valuation and Nonforfeiture Laws This 1977 ... insurance, one of the matters that needed to be taken care of after 30 years or so was an up-dating of the ...

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    • Authors: Robert M Chmely, Charles Greeley, Richard Minck, John O Montgomery
    • Date: Oct 1977
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Reserves - Annuities; Life Insurance>Reserves - Life Insurance; Pensions & Retirement; Pensions & Retirement>Pension legislation and regulation; Public Policy