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  • Term Wars
    Term Wars This session at the SOA 1998 Maui I Spring Meeting looks at the increasing competition ... marketing of term insurance from the viewpoint of a direct writer and a reinsurer. Lapse rates=Lapses;Life ...

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    • Authors: Jeffery Dukes, David Wylde, Mary J Bahna-Nolan
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Term Insurance Developments
    into alternative distribution systems, such as direct response. Mike was also the founder and the first ... concerns behind XXX? I believe that there arc three primary perceived problems that the regulators want to ...

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    • Authors: Norman E Hill, Donald Maves, Michael Palace, H Shumrak, William R Wellnitz, Eileen M Cota
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Current Individual Term Product Trends
    Individually, i.e., looking at each component as a direct writer. 2. From the reinsurer's point-of-vlew ... not realistic. Reinsurance -- As feared by many direct writers, the free ride provided by reinsurers with ...

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    • Authors: Gary E Dahlman, Edward Jarrett, Denise Tiller, William C Weller
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Term Insurance: Outlook for 1990
    have a couple more examples of where you must take care in applying current experience data. The average ... on this portion of the agenda will apply to the direct side as opposed to the reinsurance side of Transamerica ...

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    • Authors: Angelica Michail, Raymond A Bierschbach, Gary N Peterson, John E Tiller
    • Date: Oct 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Term Insurance Update
    to many of our customers, it seems that they—the direct market insurance companies—are really between ... We’ll talk about how that’s affecting both the direct market and the reinsurance marketplace. This ...

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    • Authors: Keith Dall, Duncan Briggs, David O'Brien
    • Date: Oct 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life; Reinsurance>Life reinsurance
  • Current Individual Term Product Trends
    818[c)2. Many companies also projected losses on direct business but made a profit when reinsurance was ... inherently flawed and was producing a loss on a direct basis, so the product had to be pulled when reinsurance ...

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    • Authors: Douglas Doll, Roger Heath, P Randall Lowery, David A Schofield, Michael R. Winn
    • Date: Apr 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Term Insurance
    reason for this. The level of competition in the direct mar- ketplace has certainly been present in the ... increase, age 55 begins to look more profitable to the direct writer. It now breaks even quicker, and 10th year ...

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    • Authors: Burnett A Halstead, Edward B Martin, Donald Maves, Application Administrator
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Joint Meeting Of The Reinsurance Section And The Individual Life Insurance And Annuity Product Development Section - New Term Products For The Large Policy Market
    in this position can certainly afford top health care, but he is also under per- manent stress. If he ... centered on actual company experience of certain direct writers as well as actual reinsurance acmpany experience ...

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    • Authors: James F Allen, Gottfried O Berger, Allen D Booth, D Alan Little, R Stephen Radcliffe, Harold D Singh, Irwin T Vanderhoof
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Term life
  • Individual Term Portfolio Management
    you want to look backward, I would say that our primary strategy with term had been to recognize that obviously ... facts in concert with the depressed earnings that primary companies and reinsurers who have participated ...

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    • Authors: Darlene H Davis, Fred Jonske, Walter N Miller, Denise Tiller, William K Tyler
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • What's Hot in Term Products?
    within the industry since the panelists are from a direct carrier, a reinsurer, and a consulting firm. Mr ... extensive experience with term insurance from both the direct side and the reinsurance side. And last, but certainly ...

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    • Authors: Ronald Klein, Timothy Pfeifer, Edward A Turner, Mary J Bahna-Nolan
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life