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  • Bancassurance Products
    regions, including the U.S. industry. There is no direct representation from either banks or insurance companies ... ruled that a bank in any of these small towns can direct market insurance virtually anywhere. In November ...

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    • Authors: Application Administrator, Oscar Zimmerman, Chris M Rutten, Jean C Gora
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Global Perspectives; Life Insurance; Public Policy
  • Once in a Hundred Years
    of the enterprise. How do we go about this primary task of detecting insolvency? These are concepts ... the District of Columbia, or Puerto Rico. Direct, nongroup, life, health, or annuity policies or ...

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    • Authors: Application Administrator, Allan Brender, Willis B Howard, Irwin T Vanderhoof, Robert E Wilcox, George G Pennacchi
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Tax Issues
    seriousmatter of policyholderrelations,companiesmust take care becausethe IRS has plenty of authority to inflictcompany ... out there alone. On the other hand, remember the primary rule, and that is, be reasonable. If the crowd's ...

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    • Authors: Application Administrator, Bruce Booker, Douglas N Hertz
    • Date: Jun 1992
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy; Public Policy
  • Sales Illustrations-We Can't Life with Them, But We Can't Live Without Them!
    even similar policies in different companies. The primary reason is that the assumptions that underlie the ... traditionalparticipatingwhole life. In these policies,the direct effect of any singlenonguaranteedelement cannot ...

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    • Authors: Application Administrator, Bruce Booker, Judy Faucett, Robert M Nelson
    • Date: May 1993
    • Competency: External Forces & Industry Knowledge; Professional Values
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Problems and Solutions for Product Illustrations
    regulatory group. Understandability was obviously the primary one. We also mentioned accountability for the company ... companies are aware of this. It says the actuary's primary responsibility with regard to illustrated dividends ...

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    • Authors: Application Administrator, Gary Corbett, Robert E Wilcox, George Coleman
    • Date: May 1994
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Product Development in the Age of Risk-Based Capital
    allocatingtotal RBCby line is probebly not linear,and care should be taken in interpreting the results. 4 ... pricing, and it's not all that difficult to do. Care shouldbe taken in using a multipleof RBC as a surrogate ...

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    • Authors: Michael Cowell, A Hemphill, Robert W Omdal, Application Administrator, John Dawson
    • Date: Oct 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy