Substandard InsuranceSubstandard Insurance This is a discussion about substandard mortality vs. standard mortality ... in rules unnecessary. MR. HENRY F. ROOD: The primary aim of underwriting impaired lives is the determination ...
Description: This is a discussion about substandard mortality vs. standard mortality and the effects it will have on substandard premiums. Topics included: A. Statistical evidence on the trend of substandard mortality. Does it generally follow the trend of standard mortality? B. Effect this should have on substandard extra premiums. C. Does a lowering of substandard extras require any changes in underwriting rules, either as to the range of substandard classes or as to the ratings applied to some of the major impairments?Hide
- Authors: Edward A. Lew, Alton P Morton, William J November, Henry F Rood, Frank G Whitbread
- Date: Jan 1962
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality