Could a Unicorn Bend the Trend?Could a Unicorn Bend the Trend? Vast sums of private equity are flowing into start-ups intent ... Healthtech 16 2019 Activity – US Biotech and Pharma 17 2019 Activity – US Biotech and Pharma 18 Healthcare ...
Description: Vast sums of private equity are flowing into start-ups intent on lowering healthcare trend. This presents a huge challenge for insurance company actuaries to stay current on such start-ups and the innovations they're advancing. Further, it can be overwhelming to evaluate the many vendors eager to sell their services to the company. This session will provide an overview of the start-up and private equity process, review some of the emerging innovators, and discuss approaches to evaluate their Return on Investment (ROI) as efficiently as possible.Hide
- Authors: David Nelson, Amy Christensen, Keith Passwater
- Date: Jun 2020
- Competency: External Forces & Industry Knowledge
- Topics: Health & Disability; Health & Disability>Health risks
Buying and Selling Employer Stop-loss is simple…. or is it?Buying and Selling Employer Stop-loss is simple…. or is it? Any prudent organization that is obligated ... -run-in-and-run-out-provisions/ (accessed April 17, 2020). Dave Nelson, FSA, MAAA, is senior adviser ...
Description: Any prudent organization that is obligated to cover health claims will consider the risk that those medical claims vastly exceed expectations. This is true for an employer self-funding employee health benefits, a health system contracted with two-way risk (e.g., Accountable Care Organizations ACOs), and a small or mid-sized health insurance company. Without protection, these risk bearers can incur ruinous losses. Interestingly, the forms of insurance sold to cover such large medical claims, although quite similar, sometimes go by different names depending upon the buyer. • Employer Stop-loss (ESL): self-funded employers who want protection against large unanticipated claims • Provider Excess (PXS): at-risk health systems who have taken delegated risk from a public or private payer and desire protection against large unanticipated claims • Medical Excess/HMO Reinsurance (HMO Re): health insurers (including HMOs) who desire protection against large unanticipated claims The concepts we discuss in this article apply to all three categories of large claim risk.Hide
- Authors: David Nelson, Keith Passwater
- Date: Oct 2020
- Competency: Strategic Insight and Integration
- Publication Name: Health Watch
- Topics: Health & Disability