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  • What's New with Equity-Oriented Life Products?
    of Towers Perrin in our Atlanta office. Noel's primary areas of practice are financial modeling of life ... provision and may have something to do with long-term care. We're obviously seeing a continued focus on ...

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    • Authors: Christine E Dugan, Rhonda R Elming, Elinor Friedman, Noel Harewood
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Universal Life [UL] Secondary Guarantees: What's the Real Risk?
    secondary guarantees, critical illness and long-term care. Prior to joining AON, Mike worked both in consulting ... away from variable products, and UL has been the primary beneficiary of this shift. However, I think the ...

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    • Authors: Michael LeBoeuf, Daragh OSullivan, Elinor Friedman, Scott Witt
    • Date: Jun 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life; Reinsurance
  • Regulatory Debate [Part 1]: Universal Versus Whole Life
    the consumers and assuming the companies will take care of themselves. Regulation is supposed to be ... international theme and say, "Competition will take care of that to the extent that the consumers want it ...

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    • Authors: David Hippen, David Simbro, Michael Scott Smith, Elinor Friedman, Jeffrey M Dube
    • Date: Oct 2002
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • North and South of the Border? Product Distinctions
    key feature is the length of the guarantee. The primary focus in the market is on an attained age 100 ... often offer shorter length guarantees, but the primary focus has been a lifetime guarantee. North ...

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    • Authors: Marc-André Brunet, Robert Mallette, Elinor Friedman, Dominique Lebel
    • Date: Oct 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Regulatory Debate [Part 2]: Changes to the Standard Nonforfeiture Law
    should be getting out of that contract. If you don't care about cash values when you buy it, you can buy ... solvency and who believe that they should take care of themselves. In the end, because nonforfeiture ...

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    • Authors: David Hippen, William J Schreiner, William John Cummings, Elinor Friedman
    • Date: Oct 2002
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Fixed annuities