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  • Universal Life Enhancements
    Universal Life Enhancements This session discussion is about universal life enhancements. From Record ... Society of Actuaries Vol. 15, No. 2. Long-term care=LTC;Product development;Taxes=Taxation;Modified ...

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    • Authors: Application Administrator, Carolyn Janda Stontz, Allan Johnson, Richard C Klein, Robert E Rachlow
    • Date: May 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Universal Life [UL] Secondary Guarantees: What's the Real Risk?
    secondary guarantees, critical illness and long-term care. Prior to joining AON, Mike worked both in consulting ... away from variable products, and UL has been the primary beneficiary of this shift. However, I think the ...

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    • Authors: Michael LeBoeuf, Daragh OSullivan, Elinor Friedman, Scott Witt
    • Date: Jun 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life; Reinsurance
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Regulatory Debate [Part 1]: Universal Versus Whole Life
    the consumers and assuming the companies will take care of themselves. Regulation is supposed to be ... international theme and say, "Competition will take care of that to the extent that the consumers want it ...

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    • Authors: David Hippen, David Simbro, Michael Scott Smith, Elinor Friedman, Jeffrey M Dube
    • Date: Oct 2002
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Universal Life - Three Different View Points: Stock, Mutual, Canadian
    about a year and a half. We will discuss three primary topics with a follow-up discussion of federal income ... work was carried out by a task force under the direct supervision of the president. My own involvement ...

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    • Authors: Allen D Booth, Arnold Dicke, Ken Magee, John Palmer
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Universal Life and Indexed UL Current Trends and Reactions
    values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...

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    • Authors: Susan Saip
    • Date: Nov 2017
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Universal Life Update
    surveyed. These are the questions that will form the primary discussion of our panelists today. The questions ... design is used. Others suggest that com- missions to direct agents and PPGA's will move to higher levels.

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    • Authors: Christian J DesRochers, Robert D Hogue, Application Administrator, R Stephen Radcliffe
    • Date: Apr 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Premium Persistency Study of Flexible Premium Universal Life Products Report
    indicated all products were fully underwritten. The primary target markets reported for ULSG products were ... relationships, not to build up cash values. As such, care should be taken in pricing conducted assuming an ...

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    • Authors: Society of Actuaries
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • Annual Survey Provides Insight into the UL & IUL Market
    values to be available for dis- tribution is the primary concern of the buyer. Within this category are ... over- year during the survey period. Long- term care (LTC) riders attached to UL/IUL policies have been ...

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    • Authors: Susan Saip
    • Date: Oct 2018
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • 2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
    40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ... actuaries, who have a rigorous formal education and direct experience as practitioners as they perform applied ...

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    • Authors: Jeffrey Hartman
    • Date: Sep 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life