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  • Expense Analysis and Allocation
    eightfold. These results must be interpreted with care. The front ending of commissions without a change ... that there was not much we could do in terms of direct control of expenses. When you talk about year-end ...

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    • Authors: David Congram, Robert H Dreyer, John Macarchuk, Philip Turner
    • Date: May 1977
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
  • Expense Strategy and Pricing Considerations
    being allocated to products. Expense Analysis The primary source of the expense data comes from the accounting ... lists four possible allocation methods: (1) the direct allocation, (2) activity-based allocation, (3) ...

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    • Authors: Edward Jarrett, Johan Lotter, Lawrence Silkes
    • Date: Apr 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • The Financial Crisis in Life Insurance Distribution Systems
    or brokerage system with increased emphasis on direct commis- sion compensation, decreased emphasis on ... decide that single company representation or even primary company represen- tation is not in their best interest ...

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    • Authors: John E Tiller, James C H Anderson, Jack Peckinpaugh
    • Date: Oct 1981
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Management partnership
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Expenses - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Expense Assumptions in Pricing
    can garner from the health business. For their primary product most companies follow a second alternative ... is sometimes also referred to as differential or direct costing. Our conservative approach to expense analysis ...

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    • Authors: John Cumming, Anthony J Grippa, Richard G Woll, Paul T Bourdeau
    • Date: Apr 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
  • Expense Analysis and Allocation
    a couple of reasons. First of all, there is no direct control over the validity of any individual's allocation ... business was made. Those profits considered only the direct expense 616 DISCUSSION--CONCURRENT SESSIONS ...

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    • Authors: Raymond A Bierschbach, Joseph R Brzezinski, Michael L Smith, Frederick S Townsend
    • Date: Jul 1977
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting; Life Insurance>Expenses - Life Insurance
  • Expense Strategy and Pricing Considerations
    a particular function increases. There are two primary factors contributing to this: scale effect, and ... Wright Patterson Air Force Base observed that the direct labor hours used to assemble aircraft decreased ...

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    • Authors: Keith Gubbay, John Yanko, Andrew S Cherkas
    • Date: May 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • Expense Strategy in Pricing Individual Insurance Policies
    organization. I'm going to talk now about Company A's primary pricing considerations. First of all, their products ... morbidity; towards marketing, which will have a direct impact on sales; and towards the field force, which ...

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    • Authors: Shane A Chalke, Mark Davis, Marshall H Lykins, Scott McInturff, Jeffrey Miller
    • Date: Oct 1988
    • Competency: Results-Oriented Solutions>Actionable recommendations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Expenses - Life Insurance
  • Life and Casualty Company Organization for the 1980's
    The second major engine of change is technology, primary information management and communication systems ... movers that I have just mentioned obviously have a direct relationship to insurance marketing and distribution ...

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    • Authors: Jack V Masterman, C Norman Peacor, C David Silletto, Frank W. Barsalou
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Leadership>Change management; Relationship Management>Staff management and motivation; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Expenses - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Whole life; Public Policy; Technology & Applications
  • Expense Management
    expenseassumptionsfor pricingor managing in force, start with the direct unit and policycosts. You want to add the appropriate ... as variable or fixed. Some people use the terms direct and indirect, marginal and overhead. For purposes ...

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    • Authors: Greg Mateja, Application Administrator
    • Date: May 1993
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • Restructuring the Cost of Life Insurance
    associated with your life insuranceproducts? My primary focus is going to be with acquisitioncosts, and ... capital level. The point I'm trying to make is that a direct writer needs a fairly high capital or surplus to ...

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    • Authors: Mark Davis, Lynn C M Grenier-Lew, Wilfred J Romero
    • Date: Oct 1991
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Global Perspectives; Life Insurance>Expenses - Life Insurance