1997 and 1998 Manulife Large Amount and Older Age Mortality Study
Manulife Reinsurance, in conjunction with the Reinsurance Section Council of the SOA, conducts an annual study of mortality experience on large amount and older age policies. The experience data has been submitted to the SOA by approximately 22 contributing companies. The consolidated data are analyzed in terms of mortality ratios by number and amount and the results are further subdivided by age, sex, duration, smoking and underwriting status, reinsurance method, and level of retention.
The experience underlying the year 1994 data (1997 study) is based on a total exposure of $80 billion and claims of $138 million.
The experience underlying the year 1995 data (1998 study) is based on a total exposure of $79 billion and claims of $154 million.
The following zipped file will decompress to 4 separate documents (large94.wk4 - Lotus, large 94.doc - MS Word, oldage94.wk4 - Lotus, and oldage94.doc - MS Word):
The following zipped file will decompress to 6 Lotus files and 1 MS Word document. The three "ol" files relate to the Older Age Study and the three "sl" files relate to the Large Amount Study. The MS Word document file contains material relating to both studies.