The objective of the Phase I research effort was to further the Committee’s work by defining relevant and actionable consumer segments among middle-income / mid-level net worth households. This report updates the Phase 1 analysis using data through 2010.

With low interest rates expected for the foreseeable future, this session examines the impact of low interest rates on individuals as they prepare for retirement.

At the conclusion of the session, attendees will be able to: • Explain the impact of low interest rates on retirement planning • Understand the likely consequences of low interest rates on the retirement planning process • Formulate ideas as to how actuaries might apply this knowledge.

This one page document summarizes the 11 issue briefs produced by The Committee on Post Retirement Needs and Risks. The briefs examine the major decisions encountered in retirement and tackle a variety of retirement decisions with practical considerations and advice.

The SOA Pension Research Committee is seeking research proposals that will help optimize the application of risk management concepts to pension plans in the U.S., Canada and outside North America, and extend these concepts beyond their traditional application.

This web pagecontains links to research reports and other information useful to actuaries and other professionals with an interest in modeling and conducting research regarding individual financial risks and needs after retirement.

The objective of the Phase I research effort was to further the Committee’s work by defining relevant and actionable consumer segments among middle-income / mid-level net worth households. This report updates the Phase 1 analysis using data through 2010.

This paper is a response to the comments on the Tracker Plan, a concept for U.S. pension reform.

This paper responds to comments on a proposed compulsory savings program combined with transparent investment vehicles designed to promote competition based on expense levels, fund performance and customer service. At retirement 50% of the account is annuitized in Participating Variable Annuity (PVA) backed by TIPS. All investment experience, expenses, and pooled longevity experience is passed to annuitants through periodic benefit adjustments. Annuities are priced uniformly based on age at commencement.

This paper explores a proposed compulsory savings program combined with transparent investment vehicles designed to promote competition based on expense levels, fund performance and customer service. At retirement 50% of the account is annuitized in Participating Variable Annuity (PVA) backed by TIPS. All investment experience, expenses, and pooled longevity experience is passed to annuitants through periodic benefit adjustments. Annuities are priced uniformly based on age at commencement.